No credit score needed at URBANOX
URBANOX
Your Lifestyle. Your Way. Rent-to-Own Without Limits
Get the latest tech, appliances, sofas, furniture, gaming consoles, smartphones, laptops and home essentials — all in one place with flexible rent-to-own payments over up to 48 months. No credit score needed. No stress. Just your income.
At URBANOX, we make it easy to own the latest technology, furniture, appliances, and lifestyle products. Whether you're looking to buy outright or spread the cost over time, we offer flexible purchasing options designed to suit your needs.

Rent-to-Own
Our Rent-to-Own option allows you to get the products you need today while paying affordable monthly instalments.
Browse and choose your product.
Submit your application online.
Our team reviews your application and verifies your information.
Once approved, we prepare your order.
Your product is delivered to your door, and you begin your monthly payments.
No traditional credit score is required. We assess each application based on affordability and our verification process.
One-Time Purchase
If you prefer to pay in full, you can purchase any eligible product directly through our store. Once payment has been confirmed, your order will be processed and shipped.

Rent-to-Own Orders
Application review and approval required.
Estimated delivery: 12–15 working days after approval.
One-Time Purchases
Orders are processed once payment has been confirmed.
Estimated delivery: 7–12 working days.
Delivery times may vary depending on stock availability and your delivery location.
Why Choose URBANOX?
Flexible Rent-to-Own solutions.
One-time purchase option available.
Genuine, quality products.
Secure ordering process.
Nationwide delivery across South Africa.
Dedicated customer support throughout your purchase journey.
Whether you're upgrading your phone, buying a new MacBook, furnishing your home, or purchasing everyday essentials, URBANOX is committed to making quality products more accessible.


Own products over time
No traditional credit score needed
Approval based on income affordability
Now you can rent-to-own all your tech, appliances, sofas, and more all in one place without the stress.
​
At URBANOX we don't use your credit score to decide your future. We use our own smart affordability system based on your monthly income and your ability to comfortably afford repayments.





.jpeg)