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Own Everything You Want. Pay Monthly On Subscription.

Tech, furniture & appliances on flexible rent-to-own subscriptions up to 48 months. Clothing, bags & accessories available as cash purchases. No credit score needed Approval based on your income.

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New Arrivals / Shop All

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Shop All Women's

Shop All Womens Clothing

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Shop All Men's

Shop All Mens Clothing

#URBANOXLife

Your Lifestyle. Your Way.

​We love seeing URBANOX out in the wild.
Share your moments with #URBANOX and tag @urbanox.us to get featured.

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Join URBN Pass

Free to join. Free shipping. Exclusive gear. Birthday gifts. Points on every purchase and rewards.

Gear You May Like

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YOUR LIFESTYLE. YOUR WAY.

Everything you need — tech, appliances, furniture, gaming and fashion  on one flexible subscription. Payments that fit your income. Ownership that fits your life. Up to 48 months. No credit score needed.

Subscription
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MacBook Pro

Subscription at URBANOX

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​iPad Pro 13‑inch

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URBANOX

Your Lifestyle. Your Way. Rent-to-Own Without Limits

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Get the latest tech, appliances, sofas, furniture, gaming consoles, smartphones, laptops and home essentials — all in one place with flexible rent-to-own payments over up to 48 months. No credit score needed. No stress. Just your income.

Subscription

Own products over time

No traditional credit score needed

Approval based on income  affordability

Now you can rent-to-own all your tech, appliances, sofas, and more  all in one place without the stress.

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At URBANOX we don't use your credit score to decide your future. We use our own smart affordability system based on your monthly income and your ability to comfortably afford repayments.

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Approximately 65% approval rate for rent-to-own subscription applications, subject to affordability

No credit score needed at URBANOX

Apply
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Why URBANOX?

65% Approval Rate  |  Up to 48 Months  |  No Credit Score Needed  |  1000+ Products  |  You Own It on Completion

Apply for a subscription →

65% Approval Rate

65% Approval Rate  |  Up to 48 Months 

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Your lifestyle.
Your way.

Apply in minutes. No credit score needed. Just your income.

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