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Own Everything You Want. Pay Monthly On Subscription This is a 48-month Rent-to-Own financing .

Tech, furniture & appliances on flexible rent-to-own subscriptions up to 48 months. Clothing, bags & accessories available as cash purchases. No credit score needed Approval based on your income.

New Arrivals / Shop All

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Shop All Men's

#URBANOXLife

Your Lifestyle. Your Way.

​We love seeing URBANOX out in the wild.
Share your moments with #URBANOX and tag @urbanox.us to get featured.

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Join URBN Pass

Free to join. Free shipping. Exclusive gear. Birthday gifts. Points on every purchase and rewards.

Gear You May Like

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YOUR LIFESTYLE. YOUR WAY.

Everything you need — tech, appliances, furniture, gaming and fashion  on one flexible subscription. Payments that fit your income. Ownership that fits your life. Up to 48 months. No credit score needed.

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MacBook Pro

Subscription at URBANOX

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​iPad Pro 13‑inch

Subscription at URBANOX

URBANOX

Your Lifestyle. Your Way. Rent-to-Own Without Limits

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Get the latest tech, appliances, sofas, furniture, gaming consoles, smartphones, laptops and home essentials — all in one place with flexible rent-to-own payments over up to 48 months. No credit score needed. No stress. Just your incomeThis is a 48-month Rent-to-Own financing agreement NOT a cash purchase.

Own products over time

No traditional credit score needed

Approval based on income  affordability

Now you can rent-to-own all your tech, appliances, sofas, and more  all in one place without the stress.

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At URBANOX we don't use your credit score to decide your future. We use our own smart affordability system based on your monthly income and your ability to comfortably afford repayments.

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Approximately 65% approval rate for rent-to-own subscription applications, subject to affordability

No credit score needed at URBANOX

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Why URBANOX?

65% Approval Rate  |  Up to 48 Months  |  No Credit Score Needed  |  1000+ Products  |  You Own It on Completion

65% Approval Rate

65% Approval Rate  |  Up to 48 Months 

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Your lifestyle.
Your way.

Apply in minutes. No credit score needed. Just your income.

Say goodbye to the old.

And hello to the new.

Give your previously loved iPhone, Mac, iPad or Apple Watch
a fresh start - and use the credit toward your new device.

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The URBANOX Trade-In program allows you to exchange your eligible smartphone, tablet, laptop, or other supported device for an estimated trade-in value. Your trade-in value can be used as credit towards a new purchase or, where applicable, another offer available through URBANOX.

All trade-ins are subject to inspection, verification, and final approval.

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To begin the trade-in process, please contact the URBANOX Customer Support Team with the following information:

  • Device make and model

  • Storage capacity

  • Condition of the device

  • Photos of the front, back, and sides

  • IMEI or Serial Number (where applicable)

Our team will review your device and provide you with an estimated trade-in value. The final value will be confirmed after the device has been inspected.

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Once your device has been received, inspected, and approved, your final trade-in value will be confirmed. If accepted, the value may be applied towards your new URBANOX purchase or issued as store credit, depending on the offer and eligibility.

URBANOX reserves the right to adjust or decline a trade-in if the device's condition differs from the information provided during the evaluation process.

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