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Join URBN Pass
Free to join. Free shipping. Exclusive gear. Birthday gifts. Points on every purchase and rewards.
No credit score needed at URBANOX
URBANOX
Your Lifestyle. Your Way. Rent-to-Own Without Limits
Get the latest tech, appliances, sofas, furniture, gaming consoles, smartphones, laptops and home essentials — all in one place with flexible rent-to-own payments over up to 48 months. No credit score needed. No stress. Just your income.
Own products over time
No traditional credit score needed
Approval based on income affordability
Now you can rent-to-own all your tech, appliances, sofas, and more all in one place without the stress.
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At URBANOX we don't use your credit score to decide your future. We use our own smart affordability system based on your monthly income and your ability to comfortably afford repayments.
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